Buying auto insurance in Texas should be simple, right? Unfortunately, many drivers make mistakes that cost them thousands—either in premiums or uncovered claims.
At RegalInsuranceTX.com, we’ve helped hundreds of Texans fix these mistakes and get better coverage for less. Here are the most common pitfalls—and how to avoid them.
❌ Mistake #1: Choosing the Cheapest Plan Without Knowing What’s Covered
Sure, everyone wants the cheapest car insurance in Texas. But the lowest price often means:
- No collision or comprehensive
- No protection from uninsured drivers
- Low liability limits
✅ Solution:
Don’t just shop by price—shop for value. At Regal Insurance TX, we help you balance affordability with protection.
❌ Mistake #2: Not Comparing Multiple Providers
If you stick with one company—or go with the first quote—you could miss out on major savings.
✅ Solution:
We compare quotes from multiple top insurance providers in Texas so you don’t have to.
❌ Mistake #3: Underinsuring to Cut Costs
Minimum liability coverage might save you upfront but leave you financially exposed in a major accident. Texas only requires:
- $30,000 per person
- $60,000 per accident
- $25,000 property damage
That’s often not enough.
✅ Solution:
We’ll show you how to increase your limits affordably—and protect your assets.
❌ Mistake #4: Missing Out on Discounts
You could qualify for:
- Safe driver
- Good student
- Multi-policy
- Paperless billing
- Anti-theft device
✅ Solution:
Our agents proactively find every discount you qualify for.
❌ Mistake #5: Not Reviewing Your Policy Annually
Life changes—so should your coverage. New car? Marriage? Kids in college? Your plan needs a refresh.
✅ Solution:
We offer free annual reviews to adjust your plan as needed.
🏁 Final Thoughts
Avoiding these mistakes can save you big time—and get you the coverage you actually need. At Regal Insurance TX, we make insurance simple, honest, and local.
Ready to fix your insurance mistakes?
👉 Visit RegalInsuranceTX.com or speak to one of the best local insurance agents in Texas today.
