regal.insurance.2025@gmail.com

Auto Insurance

Auto Insurance is Greater Houston’s trusted agency for personalized, affordable car insurance. Since June 1987, we’ve built a strong reputation and loyal customer base by offering policies tailored to drivers—not big corporations. With deep knowledge of Houston’s traffic and risks, we provide complete protection and peace of mind. Whether you’re in Houston, Dallas, Austin, or San Antonio, our team ensures you get the best insurance coverage at the most competitive rates. We cover auto, home, and business insurance and offer support during emergencies, accidents, weather damage, or theft.

Our insurance policies are designed to be comprehensive and flexible, covering everything from basic liability to full coverage with added benefits like roadside assistance, rental car reimbursement, and gap insurance. We understand that every driver’s situation is unique, which is why we work closely with you to find a policy that fits your needs and budget. With fast renewals, responsive support, and a commitment to your safety, Auto Insurance is here to make your driving experience secure and stress-free.

Why It Matters

  • Texas roads are risky—insurance is legally required
  • Protects you from costly repairs, medical bills, and legal issues
  • Covers theft, vandalism, fire, and weather-related damage
  • Peace of mind with insured rides and emergency support

Why Choose Us

  • Established in June 1987 with decades of experience
  • Built a strong reputation and loyal customer network
  • Personalized service focused on your needs, not the insurer’s
  • Free registration, easy communication, and expert support

Your Auto Insurance Quote


Call us at +1 281-403-2626 or
request your free auto insurance quote online now!

FAQS

What is auto insurance?

Auto insurance is a paid agreement between the insured and the insurer. It stipulates that, in the event of an accident or other vehicle loss, the insurer will step in and help cover some, if not all of the costs resulting from a damaged vehicle (depending on the type of coverage you have). In turn, drivers can feel safe knowing that, if an accident occurs, they will be provided financial assistance.

What does auto insurance cover?

The average auto insurance policy can offer numerous benefits, including:

  • Liability insurance: When an accident is deemed your fault, this coverage helps you pay for the damage you do to others (such as other drivers) who weren’t in the car with you.
  • Bodily injury liability coverage: This plan pays for third-party medical bills and sometimes for death benefits.
  • Property damage liability coverage: This pays for damage to the other party’s property.
  • Collision insurance: This covers damage to your own vehicle that you sustained in a wreck.
  • Comprehensive insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
  • Medical payments coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, like lost income.
  • Uninsured/underinsured motorist insurance: This insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.

Plus, to further customize your benefits, you can add countless perks into qualifying policies, including:

  • Roadside assistance
  • Rental car reimbursement
  • Custom parts coverage
  • Replacement cost vehicle coverage
  • Vanishing deductibles
  • Gap insurance

Is auto insurance required?

By law, all Texas drivers are required to carry auto insurance with at least the following coverage:

  • Bodily Injury Liability Coverage: $30,000 per person/$60,000 per accident
  • Property Damage Liability Coverage: $25,000 per accident

Depending on if you have financed your vehicle, you also may be required to other types of insurance such as collision, comprehensive and gap coverage.

It is also highly encouraged that you carry higher liability limits than the minimum required coverage. Having more than just the bare minimum auto insurance coverage is essential. Our knowledgeable, experienced agents will help you determine the best policy.

How does auto insurance work?

Vehicle damage can get very expensive if an accident is severe enough, and auto insurance is a guarantee that you will be assisted in covering those expenses. In the event of an accident, you would file a claim against your policy for aspects of the accident you are responsible for and your insurance will then give you financial assistance in covering some of the costs.

It’s important to understand that having quality coverage will limit your out-of-pocket costs, rather than digging yourself into significant debt. Given the high accident rate (that could affect any driver) in the Houston area, then this coverage is a benefit you cannot afford to be without.

What does auto insurance cost?

Numerous factors can influence the cost of your auto policy, including:

  • Your chosen coverage limits
  • The value of your vehicle
  • Your driving accident history
  • Your history of claims on other auto policies
  • Where you live
  • How far you drive each year

There is a possibility that drivers might pay different prices for the same type of coverage, but we will make certain to use our resources and find you the best policy for the most reasonable price. Do not sell yourself short when it comes to auto insurance.

Call us at +1 281-403-2626 or request your free quote to figure out the best auto insurance policy for you and your vehicle.